- 3801 Union Drive # 200
Lincoln, NE 68516
HELLO FRIEND AND FAMILIES !
DALE JELINEK, CRS GRI Realtor/Counselor
Hello ! > > > Let me introduce myself, Dale Jelinek GRI CRS ~ Realtor Counselor with the Real Estate Company ~ BERKSHIRE HATHAWAY Home Services Ambassador. I started my Real Estate Career over 26 years ago working in different Real Estate Fields with in many Transactions. Thus, to give me the best benefit's in knowledge and experience that I use today in the Real Estate Market for you Folks. I wanted my work hard to become the Best Realtor that I possible could become; > > AS A LISTING AGENT, REGULAR BUYER'S AGENT ~ THE F.S.B.O SELLER AGENT ~ THE EXCLUSIVE BUYER'S AGENCY AGREEMENT AND OF COURSE YOUR PERSONAL REAL ESTATE AGENT AS A COUNSELOR AND FRIEND.
My Personal Belief in Life comes directly from the Lord; "Is to Love others as Jesus Loves us and then to do unto others as You would do unto unto Your Self" and adding in a high regard of Respect, Honesty, Truth, and Integrity !
That is My Personal Belief that has carried me forward in Life and lead my Professional Real Estate Career now for 26 years to become Realtytrac Area Exclusive Agent now for the past 7 years. I am positioned here for SE Nebraska with the Cities of Omaha, Lincoln to include the surrounding small Towns and the Agriculture Land between. My first duty was to become a Licensed Realtor in the State of Nebraska, as I started to perform Real Estate Tasks working different angles for the Real Estate Property Closings. Please do understand this huge system of Realtytrac Network is about Foreclosure Properties it is at your finger tip to link a National Website Search across the United States. The Local Markets are available for your own benefit to check these Properties from the General Public Information.
Realtytrac Website Data is a great tool for the large Investor, first time Buyer and the small individual Person whom really wants to pursue Real Estate Property at a discounted price. Yes, I can help you assisting through many of these different Real Estate Angles for a Transaction > > The Pre-Foreclosure Property, Bank Short Sale Property and the Bank R.E.O. Property. Also the > > > Typical ~ F.S.B.O. Owner Properties !
PLEASE FEEL FREE to look over the rest of my Personal Realtor Website, e-mail or phone me direct for any questions. I will be glad to answer your question directly from the M.L.S. Brokers Property System and/or from the Realtytrac Foreclosures Properties of Public Record Resources. Together we will discover your special wants, concerns and desire in a request as a Real Estate Buyer's Agent and Realtor/Counselor Free, using my experience and knowledge to move forward in this complex Real Estate Market. My Personal Goal Folks, is always for you to be the very Best Buyer Agent or the Best Seller Agent ! Thus, to give you back more precises time and money in your pocket when in search and on Both Marketing Inventory Systems !
THANK YOU > > As a Christian following the Lord It would be my Honor to be of Service for You !
REAL ESTATE EDUCATION !
PERSONAL and PROFESSIONAL DEGREE
Dale Jelinek, is a farm boy who grow up in Northeast Nebraska then attended the University of Nebraska for a College Degree in Production Agriculture and it's related field Agricultural Business Management. For my college degree was to be utilize together with the Agricultural background I received earlier in life towards the Family Business. This lead me to gain much on hands work experience in being involved directly in Leadership of Agriculture Management to personally train for a Future Career in Real Estate !
Shortly after my college day's were over > > I realized it was my turn to be in charge "The Captain of the Ship for our Family Business". Being a self-employed ambitious young man, I learned much in the past by walking in my father's foot steps from his mistakes and examples to manage the day to day operation. I kept thanking the Lord for Blessings and Spiritual Guidance during this period of my life for No Bad Natural Occurrences and the Yearly Weather Conditions to Succeed. Then in 1980, I decided to return back to Lincoln, Nebraska pursuing a Real Estate Career and a different life style with our Family Investments. So I reached out in My Personal Goals to be the very Best Professional Businessman with that High Respect and Honor for whom you are around !
Unfortunately: some people today do not think this same way ! They have a mind
set pattern not to improve in Verbal Communication Skills or Build their
own Personal Character. For them, it is the same old rude and verbal
mistreatment to others that keep appearing to find themselves
caught up in a self centered world. Yes, lost in their confusion of a higher power struggle from a bad decision to blame someone else for
their own mistakes.
This Attitude can cause a Risky Business Decision !
Risky Business Positioning: can cause anyone to stumble and then be caught up in a situation lacking Communication and Listening Skills. This Story is an Example as You Read Onward: > > Two Young Buyers started House Hunting: > > They were up against something to be not prepared for "The Two Greedy Sellers". Their Perfect Dream Home we learn purchased by the Young Buyer's was caught up in their own whirl spin of a Buyers own Emotional Weakness. The Buyer's Agent for the two Young Buyers was told "To hurry quickly and write the Offer to Purchase Agreement immediate after the Sunday Open House". They were hoping that the Buyers Agent would give them emotional guidance and support.
The Buyer Agent Roll: from request of the Two Young Buyers was to "Do as We Say in Represent Us" ! This was a total different manner of Client Relationship than a Normal Buyers Agent Relationship in a Real Estate Transaction ! The Buyer Emotions was misleading them on a path and the Agent in a roll to perform writing this "PURCHASE AGREEMENT FOR THE CAPE COD HOME". The Buyers Agent did actual as told to wrote and present the Offer to Purchase Agreement to the Seller and the Listing
Agent. These Buyers was not aware what had just happen so quickly as they requested, until
at a latter time !
For all written paper work was completed now with the
Buyer and Seller signatures attached and even
the "Notary of Public Notarization" was completed. The legal protection was placed on a Legally Binding Contract Agreement set in path with even the
SOLD BAG PLACED ON THE PROPERTY LISTING SIGN to be for protection against any further New Buyer's
Finally Their First Home Purchase: with a Sale Contract Agreement was in place and finalized that made them feel very Happy and Excited ! Yet, they never received mental knowledge of this Home Purchase Transaction. Entering into a one sided view point and caught up against their
own emotional weakness was in very poor communication and listening skills.
So their little amounts of Personal Logic was being tried in management and instructions to the Buyers Agent to process the Purchase of a Real Estate Transaction. During writing the Offer to Purchase, it was clear to see the Buyers Mind was only set in a "CASH OFFER ~ AS IS CONDITION" so they would get the Purchase Contract Agreement from the Seller.
LISTING BROKER ADVERTISING:
"THIS HOME IS ~ SPECIAL LIKE A SMALL DOLL HOUSE" !
[ The Home Description is "A Beautiful Older Brick Cape Cod Home" with two bedrooms, refinished oak floors, totally finish basement and a 1.5 stall garage. English Charm is present in this Cape Cod Home with all it's nicely refinished oak woodwork and decorated with older antique furniture, to give that 1800's year old look of Character ! A Full Corner Brick Fireplace is in the living room area to warm up during the cold winter nights. The outside appearance has much landscaping and outside lighting to add great curb appeal in giving this Cape Cod Home a Rustic Warm Feeling. ** HURRY IT IS NICE ! ** ]
It is a known Fact and Vitally important that a interested Buyer, should Mental be Prepared in all Facts and Details before writing the Offer to Purchase Agreement on the Property they have chosen. If possible to study the Seller Description of Property Disclosure before entering "A Legal Binding Contract Agreement" with any Seller or with their Agent.
Relying on the "Buyers Agent as a Leadership Person" is not wrong as the Buyer Agent job could have some important limited knowledge to share. But the Buyer's attitude instructed the Buyers Agent to quickly write the Offer to Purchase Agreement accordance to their own Terms, Words and Conditions to be done after the Sunday Real Estate Open House. This as they did not know caused a Complex Real Estate Situation to Start that turned into the wrong direction. The Buyer's mind was simply a Cash Money Sale to procedure a Transaction of their Own Cash Funds ! Their Power of Hope and Goal was to see if the Seller would take the suggested Full Price Cash Offer Purchase Agreement on the Seller's Home !
Next to the Bank Financial Obligation in a Cash Sale !
The Banker Denied the Buyer: The Offer to Purchase as the Buyer figured was to be automatic cash from the Family Estate Trust and it was denied ? When is this Cash Available ? > > Answer: In One Year < < The Banker suggested to change the Original Offer Purchase Contract Agreement to a Full Government FHA Loan instead of a Pure Cash Transaction. The Banker statement was for the Buyers to get Their Dream Home ! After the Banker was finished talking to the Buyers about Financial Obligations, the Buyer was convinced to change from Cash to the FHA Loan with their Financial Obligations. The Buyer Decision to accept the FHA Loan was based all for themselves to keep the Cape Cod Dream Home Purchase of the Seller, that had not acknowledgement of a changed contract for the FHA Loan !
The Bank first ordered Appraisal under the FHA Government Loan Policy and according to the Guidelines. The results was a Low Appraisal that was to be the New Sale Price > > The Seller Responded to Say ! > > No Way < < The Seller mind was set for > THAT FULL CASH SALE FROM THE BUYERS AGREEMENT < Seller stated, that the Buyer gave their signatures for their Personal Proof ! > > This was a very True Argument ! The Seller Felt, the Highest Price Offer was the Best Purchase Price to Sell our Cape Cod Home and it came from those Two Young Buyers for a Cash Offer. Their responsibility and obligation is to Honor the Sold Price for Cash and As Is Condition on this Original Signed Contract Agreement !
Actually the Property: did require Government Housing Inspection Report to the underwriter before the FHA Loan Department. They found hidden repairs and replacements that had to be complete and finished before any closing. The Repairs estimated cost was $9,875.00 in a Price Adjustment. Plus, a Low Property Appraisal was found for the additional adjustment of $11,500,00 off the Original Sale Price accordance to the FHA Government Guidelines and Policy Regulations.
All Total Adjustments on the Original Contract was a Minus > $21,375.00
"NOT ALL APPEALING AND UNFAIR SAID" The Seller told the Buyer as you have changed Our Cash Sale Contract on Our Cape Cod Home for a FHA Government Loan ! BOTH PARTIES BECAME UPSET WITH EACH OTHER OVER VARIOUS REASONS AND THE FACTS WERE FLYING ABOUT IN DIFFERENT DIRECTIONS ON THIS PENDING CONTRACT !
Yes, a Contract change order from a Cash Sale to a FHA Loan Sale can really change the whole contents and terms of this Original Contract ! The Seller Verbal Statement was Right ! Now we are looking now to expect additional Bank Charges, Inspection Charges, Material Repair Cost, Labor Repair Charge and the underwriters fee charges under the FHA Terms for a FHA Loan Approval. WE DID NOT APPROVE OF THIS FHA LOAN FOR THE BUYER OR A CONTRACT CHANGE > > SAID THE SELLER !
Therefore, about the two Agents and their Brokerage Real Estate Companies that represented the Seller and Buyer was confronted to be involved in legal action determining the Final Court Settlement on the Property ! Yes, all Parties involved became Liable for their own actions for the Original Signed Contract written by the Buyer Agent. The Young Buyer instructions was clear to present a Cash Offer with As Is Condition to Purchase the Seller Brick Cape Cod Home. The Buyer did not request a FHA Government Loan at first on the Original Offer Purchase Agreement until a latter date. The Seller was meant to think that this transaction was a Full Price Cash Purchase Offer with written words to say, As Is Condition ! The Legal issues developed and procedures around this Contract. The Court Case took off in many different directions for a battle lost for everyone involved in this Real Estate Court Settlement to include many Fees, Court Costs and a Case Settlement Charges.
"Sad, as It may Seams" Personal Mistakes and Pride are very costly and even at the expense of a "Seller's Own Greed". The "Buyer's Emotions" was a very costly Error and the "Two Agents" unethical practices reveled themselves a costly lesson of fees and their License revoked for a 1 year period.
This Real Estate Court Case Settlement ended up with a Null and Void Original Contract of a No Sold Property for the Seller and the Voided Listing Agreement !
> > I QUOTE: " AS I WAS NEVER INVOLVED IN ANY OF THE THIS TRANSACTION" < <
> Total Cost for all Parties involved in Settlement was $64,588.00 <
YET, THE PROPERTY NEVER DID CLOSE !
ANSWERS TO THE STORY ARE BELOW:
If only experience Agent was present with people skills and their knowledge of Real Estate Experiences then possible the Hope of the Young Buyers Emotions could have been Protected. The young Buyers would Not Listening to their own Fears with a Scared Belief to Lose out in Purchasing this Brick Cape Cod Home from the Seller. Their emotions was higher to lead them to give False Financial Information and False Words to the Seller to protect the purchase of the Brick Cape Cod Home. THE BUYER'S ARE WHOM LOST OUT ENTIRELY TO LEARN THIS AVAILABLE LESSON FROM THEIR FIRST REAL ESTATE TRANSACTION IN EVERY WAY ! Again if an experienced Agent would have guided them down a secure path with knowledge and experienced water damages this would have been a positive security for the Buyer. Water Damage Property can bring about other problems in relating to many structural damages. Many times water damage is hidden by the Seller from appearance and unseen by updating this property ~ Done very well In this Case on the Brick Cape Cod Home of updating !
We look back on a over priced Older Brick Cape Cod Home called the "Seller's Pride of their Ownership". They knew of the water damage and structural problems present, so they covered the damage with updating and did Not Disclose. The Appraiser seen this damage to consider the water and structural damage as a expense cost to the Seller Cape Cod Home of Repairs > $9875.00. The Bank Appraisal was at a Lower Price to adjust on the Original Contract Sold Price for > $11,500.00.
The Seller Pride and Proud Ownership of their Brick Cape Cod Home was bound by the present market condition. Under the FHA Loan Appraiser and the Bank Inspections Report by professional opinions the Sellers Home was to be a minus $21,375.00 value below the Two Young Buyers Original Contract Offer !
Therefore, this all affected the Seller with their Agent Friend whom was now in trouble caught up in the Appraisal Facts. The Agent Friend being a New Licensed Agent was not very helpful in knowledge. By withholding simple information and in lacking experience they did not protect the Seller against a FHA Lower Price Appraisal. The Listing Agent as a Friend was not sure and did not ask no questions to the Sellers in Listing of any past or present water damage problems to the Property with a Property Disclosure. Water and Structural Damage is very dangers to a Property if seen by the Listing Agent can hurt a Sale Automatically. The Listing Agent did not disclose to hurt the Seller Friend Feelings. Not asking questions to the Seller Cape Cod Home if they need Repairs Now of if been done in the Past !
THE SELLER HAD MUCH PERSONAL PRIDE IN OWNERSHIP ON THEIR OWN PRESENT CAPE COD HOME ! Friendship between the Seller and Listing Agent is Important, if used in a positive supportive method to criticize for action if Repairs need to be done, instead of just Hoping for their Best. Waiting until the Home Sale Pass the Buyers Bank for a Loan Approval is Not Good Personal and/or Customer Service to the Seller for their Happiness and Future. THE AGENT FRIEND SAID > "FINALLY WE CAN ADVANCE FORWARD ON THE CLOSING DATE OF THIS CONTRACT ON YOUR HOME SALE". THE AGENT ALSO STATED, WITH OUT KNOWING THE FACTUAL TRUTH TO ADD ~ "ALL WAS FINE I TOLD YOU IT WOULD BE OK" !
REALITY CHECK ! THE LISTING AGENT IN THEIR AGENT ROLL TO THE SELLER DID NOT PERFORM. ESPECIAL, AS THE SELLER CLOSE FRIEND IN ANY VERBAL DISCUSSION OR IN SPEAKING FREELY. THEIR DUTY WAS TO FOLLOW THE TRANSACTION UNDERSTANDING THE PROCESS OF THE BANK LOAN PROCESS.
BY NOT RELATING THE TRUTH TO THE SELLER DID PLACE THE SELLER UNDER A STRESSFUL CONDITION FOR THEIR OWN HOME IN A FINANCIAL OBLIGATION. THE BUYER WAS ONLY THINKING OF THEMSELVES AND DID NOT LET THE SELLER KNOW OF A CHANGED LOAN TO FHA LOAN HOLDING THE SELLER RESPONSIBLE OF RESULTS CHANGES. IT WAS THE BUYER AND BANKER DECISION, TO CHANGE THIS CONTACT AND LEFT THE SELLER IN THE COLD FROM A PURE CASH DEAL "THIS WAS NOT OK WITH THE SELLER" !
MORE ANSWERS: > > Again People skills were very important for the Seller and Buyer stand point and to have Agents to fully understand to share the results of the Bank Loan Process. What happens if a change would come as the FOR TERMS OR TYPE OF LOAN CHANGE that did cause trouble for the Seller that does require extra paper work documents. The Original Contract always stands in Legal Purpose unless a change order as addendum is present by both parties knowledge for initial's for legal change and agreement complete. The Seller and Buyer has to be in perfect agreement and each other to Grant Permission to change this Original Contract. Preferably the Seller is notified at time of change not latter to place liability on the Seller shoulders to be off the market in waiting on a Buyer. A Listing Agent should be a Fearfulness Personal Attitude to approach the Seller Friend with strong Agent Leadership in this large money transaction of a Real Estate Sale. Good Communication and Good Listening Skills should always follow a Good Agent in timing to understand the Real Estate Process for Solid Advise.
Professional Guidance is an Art and Skill Together !
I have just described the procedure of a Buyers Government Loan process under the Government Underwriting Guidelines > > THE VA LOANS, FHA N.I.F.A. LOANS, FORECLOSURE LOANS, HUD LOANS and to include Buyers Low or No Money Down Government Programs has these Requirement Guidelines.
IMPORTANCE CONTINUE EDUCATION
I have acquired the Real Estate Degrees of GRI - (Graduate of Realtor Institute) and CRS - (Certified Residential Specialist). To keep you folks informed of all the changing Real Estate Markets and New Real Estate Laws that leaded me to deeper into the
The Best way to Serve You Folks Starts with Me !
CONTINUING EDUCATION CLASSES
The Real Estate License Laws ** General Legal Laws in a Real Estate Transaction ** Brokerage Relationship in a Real Estate Transaction ** Banker and Mortgage Lender Financing (FHA, VA, NIFA Loans, USDA Loans, HUD or Hard Money Banker Loans) ** Bank Foreclosed Properties ** The Short Sale Properties ** Bank REO Properties ** Tax Properties Purchases (1031 property exchanges) ** Radon and Mold Levels ** Lead Base Paint Problem Properties ** The New Home Construction Building Codes for Newly Built Homes ** Housing Codes dealing with all Contractors ** Different Types Commercial Property ** Investment Income Property and Returns ** Time Share Properties ** Rental Management Skills ** The Agriculture Acreage Properties ** Farm Land for Investment Properties from all Regions of Nebraska. Also, the connection in Real Estate Law for a F.S.B.O Buyer and a F.S.B.O Seller in their Relationship for of the two Parties doing a Legal and Lawful Real Estate Transaction.
I WILL BE GLAD TO HELP YOU FREE OF CHARGE WITH YOUR COMMITMENT AND HONESTY !
Designations and Titles !
DALE > INTEREST and BELIEFS !
PERSONAL and PROFESSIONAL INTEREST
Personal Walk of Life is close to my heart with in my Professional Career. Being closely net related is my strong personal strength of my self to not be a split personality, but loyal to others in giving them your loyalty. True Facts of Honesty is not different thoughts or words around others and say Falsely for a Dishonesty Service is not for me ! I do prefer to stay as one person in belief to give good to others and to be of that a man who has Integrity.
A Successful Servant Leader is for People !
My Personal Enjoyments are towards much Husker Sporting Program Events at the University of Nebraska. A Loyal Husker Football Fan since High School and then a Family Fan for all my Life. The Husker Sport Programs are a personal reward for my life remembrance of the peaceful college days at the University of Nebraska. Other Personal Enjoyments includes a quiet time with in my self and or with my wife listening to peaceful Christian Music in it's beautiful sound and words. Then of Course, I can not forget about the RV Recreational Camping and Fishing Getaways for the family relaxing time with my wife, Jean Ann and that we both enjoy to bring us closer to nature with much fun wherever we are Camping !
I do remember and understand how hard it was for me to balance our own young Family Life Style Time with Personal Work Load Time from day's of the past. Today World is so much more complex and stress that brings about other problems that can develop daily pressure to drag life down. That is why, you can always Count on Me for Trust and Honesty in your next Real Estate Transaction to provide you in Balanced Pleasure.
THANK YOU ~ DALE JELINEK, GRI, CRS Realtor and Counselor.
A GOOD LEADER IS ONE
WHO KNOWS WAY
SHOWS WAY and GOES THE WAY.