- 3801 Union Drive # 200
Lincoln, NE 68516
HELLO FRIENDS AND FAMILIES !
DALE JELINEK, CRS GRI Realtor/Counselor
Hello ! > > Let me introduce myself, Dale Jelinek ~ Realtor/Counselor with the Real Estate Company ~ BERKSHIRE HATHAWAY Home Services Ambassador. I started my Real Estate Career over 26 years ago working in different Real Estate Fields for Transactions. Thus, gave me the best benefit of knowledge and experience for you Folks of today's Real Estate Market. I worked hard to become the Best Realtor that I could possible be; AS A LISTING AGENT, REGULAR BUYER'S AGENT, F.S.B.O SELLER AGENT, THE NEW EXCLUSIVE BUYERS AGENT AND THEN OF COURSE YOUR PERSONAL REAL ESTATE COUNSELOR AND FRIEND.
My Personal Belief towards Life comes directly from the Lord; "It is to Do unto Others, as You would Do unto Your Self" with a high regard for Respect, Truth, Honesty and Integrity. This Professional Real Estate Career lead me to become the Area Exclusive Realtor for the Realtytrac Company. Today positioned as their Realtor for SE Nebraska for the cities of Omaha, Lincoln and to include all surrounding small towns between. My first duty was to become that Licensed Realtor 26 years ago with the State of Nebraska as I then performed many different angles in and those different Real Estate Transaction for you folks. Please understand that a Huge Realtytrac Network and it's System of Foreclosure Properties is at your finger tips to search in a National Search across the United States or just the locally market for your benefit of General Public Information.
Realtytrac Website Data is a great tool for the Large Investor, First Time Buyer and the small Individual Person whom really wants to pursue a Real Estate Property for a discounted price. Yes, I can help you in assisting through many of these different Transactions > > "A Pre-Foreclosure Property, the REO Property, the Bank Short Sale Property for a discounted price. Also the > > Typical ~ F.S.B.O Owner Properties !
PLEASE FEEL FREE to look over the rest of my Personal Realtor Website and to e-mail or phone me direct for any questions. I will be glad to answer them from the M.L.S. Brokers Property System side and/or from the Realtytrac Foreclosure Properties side of Public Record Resource that is available. We together will discover your special wants, concerns and your desires as your Personal Real Estate Realtor/Counselor with my past experiences and knowledge towards the Real Estate Market. My Personal Goal was to be the very Best Buyer Agent or the Seller Agent thus to give you folks back precises time and money in your pocket when searching this vase inventory of Properties from within Both Systems !
THANK YOU > > As a Christian following the Lord It would be my Honor to be of Service for You !
EDUCATION - 25 PLUS YEARS !
PERSONAL and PROFESSIONAL DEGREES
Dale Jelinek is a farm boy who grow up in Northeast Nebraska and attended the University of Nebraska for a college degree in Production Agriculture and Agricultural Business Related Management. My College Goals were to utilize this degree of my agricultural background towards the Family Business. This lead me to gain much on hands work experience directly involved in the Agriculture Management Leadership and onward in my own personal training of a Future Real Estate Career.
Shortly after my college day's were over > > I realized it was my turn to be in charge as "The Captain of the Ship for our Family Business". Being a self-employed ambitious young man, I learned much from the past by walking in my father's foot steps of his previous mistakes. Managing the day to day operation of this Family Business was exciting as I kept Thanking the Lord for His Blessings and Spiritual Guidance during that period in natural occurrences and weather conditions to succeed. Those 38 years of my life spent directly in agriculture was very observing and see the results in Business of high and low to be a stronger person from in management growth. Then in 1980, I decided to return back to Lincoln, Nebraska pursuing a Real Estate Career and a different life style for health reasons with the Family Investments.
The realization of an up and down American Economy, I looked at diversification, coupled with modern some technology was a important building block decision for the Family Investments. I committed to enroll in the Real Estate Education Programs that I could find > > "Reaching High for my Personal Goals and Efforts was Simple". Just to be the very Best Professional Businessman and respect for other people around me giving Honor.
Unfortunately: some people today do not think this same way. They have no mind set or desire to improve verbal communication skills in building a Personal Character. The same old rude and verbal mistreatment appears to find themselves caught up in a self centered world. Yes, lost in their own confusion of a high power struggle from a bad decision to blame someone else for that own mistakes !
Risky Business Positioning: then can cause anyone to stumble and be caught up into that situation of lacking Communication and Listening Skills. This Story is True as You Read about this Example: > > A Bad Situation that turned into a Real Estate Night Mare Transaction for many people involved causing a chain of events of emotional hurt in the transaction process.
Two Young Buyers Started House Hunting: > > They were lacking good People Skills and very unsure of themselves in signing a Offer to Purchase Contract. Yet, they proceed ahead as something bigger was waiting for the two Young Buyers as they didn't expected and was not aware of "The Two Greedy Sellers." Their Perfect Dream Home that they thought for the Two Young Buyers was caught up in a whirl spin of their emotional weakness. Their Buyers Agent, was not at all helpful in the two Young Buyers property search as they was looking forward of emotional support to purchase their first Home purchase and signing papers. It happen so quickly for the Offer to Purchase Contract !
This Offer to Purchase Agreement was written, signed by both the Buyer's and their Seller's Signature, quickly with a 2 hours time.Then notarized by a Notary of Public for Legal Protection on their Dream Home Sale Agreement against any further new Buyer's.
These Two Young Buyer's were not aware what had just happen so quickly until latter !
Their First Home Purchase: was decimated as a completed Sale Contract Agreement with unlimited knowledge in a one sided view point towards their weak listening skills and emotion. They were caught with any logical or mental strengthen when the offer to purchase contract agreement was written by their Buyer Agent. The property description as a "Beautiful older Brick Cape Cod Home" with two large bedrooms, totally finished basement and a 1.5 stall garage. This Cape Cod Home had neat antique furniture to give much character and a fully brick corner fireplace in the living room for during the cold winter nights. Plenty of curb appeal is seen in much landscaping and outside lighting that gives the Brick Cape Cod Home a rustic warm charm. It is a known fact and vitally important for a mental preparation period for the Buyer to know facts and details entering into a Legal Binding Contract Agreement with the Seller and their Agent. To rely on the "Buyers Agent as a Leadership Person" was not wrong as we learn, but they had limited knowledge and experience in Real Estate and was in with Hope of good for the direction of this Sale ! Next was on to the Bank Financial Obligations.
The Banker Denied the Buyers Loan: the property was considered to have several adjustments before the Buyer Loan could Pass Approval, first results was a Low Appraisal. The Seller said, No Way ! As their mind set was on the Sold Property Agreement Offered from the Buyer's with signatures to back up their argument ! The Seller said, the Highest Offer is the Purchase Sale Price for the Buyers to Stick not the Bank Appraisal as the Buyers really wanted this Home. It was their Responsibility to meet Requirements on the Original Signed Contract Agreement. Actually, the property required something else, a Government Housing Inspection Report that was found repairs an replacements to be completion. All the Repairs and Replacements were projected to cost $9,875.00 and the Price Adjustment on the Low Appraisal was additional $10,500.00. For all Guidelines has to be meet under the FHA Government Rules and Policy Regulations before the Buyers Loan is accepted by the Banker. THIS WAS NOT AT ALL APPEALING FOR THE SELLER OR THE BUYER TO BE REJECTED AT THIS POINT. BOTH WERE VERY UPSET AT EACH OTHER FOR THIS REASON AND A TOTAL COSTS WAS $20,375.00. THE BUYERS BANKER PRESENTED THIS FIGURE TO BOTH PARTIES AND ETHER PARTY WOULD NOT ACCEPT THE LOAN ADJUSTMENTS !
Government Bank Loan Guidelines are there for a Reason of Approval: Certified Appraisal Report has to be submitted with a Government Home Inspection Report on all Government Buyers Loan to the Underwriter for Approval. Properties are labeled with a identification number for a six month period under this system and the Seller has to accept liability on their property.
THIS BAD SITUATION TURNED INTO A DENIAL BANK LOAN ~ FOR THE TWO YOUNG BUYERS AND THE TWO SELLERS NOW ARE TO BOTH EXPERIENCED TWO DIFFERENT PATHS. THEIR INDIVIDUAL COSTS WAS DETERMINED IN A COURT OF LAW ~ ENDING UP WITH A NO PROPERTY CLOSING !
THE SELLER OR THE BUYER HAD NO AGENT PRIOR COMMUNICATION KNOWLEDGE AVAILABLE: These two Agents whom represented the Seller and Buyer was involved in this Court Settlement ! Since, the Buyers Loan was stopped it could not move ahead so found both Parties were Liable for the Original Signed Contract as written as the Buyer did not request a Government Loan but of Cash. Legal issues develop very deep and took place in a law suite with costly Legal Fees, Court Cost Charges and the Court Case Settlement fees for all parties involved.
"Sad, as It may Seam" personal mistakes are very costing and even for the "Seller's Own Greed". The "Buyer's Emotions" was a very costly error and the "Two Agents" unethical practices against themselves cost a lesson to be learn. This Real Estate Court Case ended up in a Void Property Sale of a Listing and it's Sale.
The Total Cost for all Parties involved was $52,588.00 > > > > YET, THE PROPERTY NEVER DID CLOSE !
> I QUOTE: " I WAS NEVER INVOLVED IN ANY OF THIS TRANSACTION" <
ANSWERS AND FACTS TO THIS EXAMPLE STORY: If an experience Agent was present in knowledge with People Skills then the hopes of the Two Young Buyers Emotions could have possible been protected. By not listening was in their own Fears of Not being able to Purchase this older Brick Cap Cod Home, was fear. An experienced agent possible would have talk to them of the possible water and structural problems present and was hidden of appearance. We look back on a over priced Brick Cape Cod Home as the "Seller's Pride of Ownership Home was Present" with some updating left for little future value for the small square feet of the home. The acceptance of new paint, carpet, the refinish of the woodwork, was not enough to rise the price with outside landscaping and lighting added for detail. Seller work was not enough a $10,500.00 price difference. A pre-Appraisal could have been suggested or asked for by the Buyers Agent if in doubt of a high price listing by the Sellers Agent. Also a pre-Inspection Report could have been provided and counseling with the Sellers by the Listing Agent before Contract Signing took place. < < ANSWER
The Seller on the other hand with their own Agent as a Friend resulted in the agent bring caught up within themselves, just lost as a new Licensed Agent basically > > No Experience to protect their Friend the Seller. The Seller Agent on the other hand did not want to hurt the Sellers feelings and was not supportive only in hoping for the best waiting for this Home Sale to pass the Buyers Bank Loan to be approved so to tell the Seller.
ANSWER IS > > People skills again were so important to the Seller as was the Buyer in understanding the Buyers Government Loan Process to be changed from a cash offer. Preferably > > Not by a Agent Friend not in to give solid advise and a clear understanding of professional guidance. Real Estate experience comes from the past by education and years of skill from hard work to learn the Banking Knowledge, Real Estate Law and Legal Law Skills to help this Seller informed for a smooth transaction. The Sellers were caught up in a Legal Law Suite mess over their very own Home Property. The actual Real Estate Agency Law with in these two Realtor's was not performed on the Listing Contract or the Purchase Contract and was in fault as the Seller and Buyer both !
I have just described the procedure of a Buyers Government Loan process under the Government Underwriting Guidelines > > FOR VA LOANS, FHA LOANS, FORECLOSURE LOANS, N.I.F.A LOANS, HUD LOANS and to include the Buyers Low or No Money Down Government Programs also of these requirements.
IMPORTANCE OF CONTINUE EDUCATION
I have acquired the Real Estate Degrees of GRI - (Graduate of Realtor Institute) and CRS - (Certified Residential Specialist). To keep up with all the changing Real Estate Markets and New Real Estate Laws that lead me deeper into the Counseling Field.
The Best way to Serve You Folks Starts with Me ! !
CONTINUING EDUCATION CLASSES
The Real Estate License Laws ** General Legal Laws in a Real Estate Transaction ** Brokerage Relationship in a Real Estate Transaction ** Banker and Mortgage Lender Financing (FHA, VA, NIFA Loans, USDA Loans, HUD or Hard Money Banker Loans) ** Bank Foreclosed Properties ** The Short Sale Properties ** Bank REO Properties ** Tax Properties Purchases (1031 property exchanges) ** Radon and Mold Levels ** Lead Base Paint Problem Properties ** The New Construction Building Codes for Newly Built Homes ** Housing Codes dealing with all Contractors ** Different Types Commercial Property ** Investment Income Property and Returns ** Time Share Properties ** Rental Management Skills ** The Agriculture Acreage Properties ** Farm Land Investment Properties from all Regions of Nebraska. Also, the connection in Real Estate Law for a F.S.B.O Buyer and a F.S.B.O Seller in a Relationship for of the two Parties Legal and Lawful Real Estate Transaction.
I WILL BE GLAD TO HELP YOU FREE OF CHARGE
WITH YOUR COMMITMENT AND HONESTY !
Designations and Titles !
DALE > INTEREST and BELIEFS !
PERSONAL and PROFESSIONAL INTEREST
My Personal Walk of Life is close to my heart with in my Professional Career. Being closely net related to each your personal life can not be truly split it is impossible to be loyal to your self and then tell others differently being around you. A Split Personality and act of dishonesty serving others is not for me. It has No Purpose and only for Greed of Money and Pride ! I do prefer to stay as one person belief and to become a man who has Integrity .............
A Successful Servant Leader is for People !
My Personal Enjoyments are towards the Husker Sporting Programs at the University of Nebraska. A Loyal Husker Football Fan since High School and then a Family Fan for Life. The Husker Sport Programs are a personal reward for my life remembering the peaceful college days at the University of Nebraska. Other Personal Enjoyments includes a quiet time with in my self of peacefulness listening to Christian Music in it's beautiful sound and words. Then of Course, I can not forget about the RV Recreational Camping and Fishing Getaways for relaxing time with my wife, Jean Ann and family that we both enjoy brings much fun wherever we are Camping !
I do remember and understand how hard it was for me to balance our own young Family Life with Personal Work load of past years. Today, as the World is so much more complex in so many ways of stress and daily pressure can drag life down. You can always Count on Me, in your next Real Estate Transaction to help Distress and provide some Balance. > > THANK YOU ~ DALE JELINEK, GRI, CRS Realtor and Counselor
A GOOD LEADER IS ONE
WHO KNOWS THE WAY
SHOWS THE WAY and GOES THE WAY.